We know in India, taking a loan is a long due process. However, few private banks could expedite the process. Citibank is one of them. The Citibank personal loan could be a good option for you.
We will discuss the crucial details you needed to know. The loan amount, interest rate, person, personal loan EMI calculator to check the monthly EMI. Let us begin.
Citibank Personal Loan
Citibank personal loan offers an eligibility check-in 4 hours. The interest rate is fixed throughout the tenure.
- The loan amount is minimum Rs 50,000 and maximum Rs 30 lakhs.
- The loan tenure is from 6 months to 5 years.
- The interest rate is 9.99% onwards.
- The processing is between 0.50% and 3% of the loan amount.
- The booking fee is up to 3% of the sanctioned loan amount.
- The pre-closure charge is up to 4% outstanding loan amount.
Citibank Personal Loan Eligibility Criteria
- The person should be salaried or self-employed.
- The minimum age is required 21 years and the maximum 65 years.
- The minimum salary required is Rs 40,000 per month.
- The required credit score is 750.
The Personal Loan EMI Calculator
The personal loan EMI calculator is a tool to help to know the monthly EMI before applying. The Citibank personal loan EMI calculator is a specialized tool for finding it. Open it, enter the loan amount, interest rate, and loan terms. The result will show the EMI. Adjusts the particular to get a reasonable result.
Documents Required for Citibank Personal Loan
- ID proof – Aadhar card, PAN card
- Residence proof – Rent agreement, electricity bill, telephone bill
- Bank statement, form 16, and Pay slips
- ITR
- P/L statement
How to apply?
To apply for Citibank personal loan, head to Afinoz.com. Register on it. A representative will contact you with the offer. Once completed the process, the loan amount will get disbursed.
Conclusion
Lastly, the Citibank personal loan provides a maximum loan amount of up to Rs. 30 Lakhs with a competitive interest rate. However, to avail of a personal loan, you can visit Afinoz.com. They will help you to get the best lender according to the requirement, and one can check their monthly EMI via the Personal Loan EMI Calculator tool at Afinoz.com.
